
We help provide it—with a complete life portfolio that meets your clients’ demand—and boosts your sales opportunities.
Our universal life products stay up to date with the demands of the changing market and can be used for:
| • Cash value accumulation |
• College funding potential |
• Retirement income cash flow
|
• Income replacement in the event of premature death
|
Supplemental universal life insurance
- Available for employer groups
- Portable with no change in premium
- Tax-free death benefit
- Unisex premiums
- Employee can purchase spouse, children or grandchildren policies1
- 3% guaranteed minimum interest rate1
Indexed universal life insurance
- Guaranteed index credit provides your clients with downside protection
- Tax-free death benefit
- Long-term cash value buildup
Additional life portfolio sales opportunities can help provide piece of mind to clients for critical financial protection.
Whole life insurance for final obligations
- NEW flexible underwriting
- Designed with seniors in mind
- No medical exams2
- Can be used to leave a small gift or legacy
Fully underwritten level-premium term life insurance
- Convertible to permanent insurance
- Tax-free, guaranteed-level death benefits